.text 			{ font-family: verdana; font-size: 10px; color: #333333; }
.heading  		{ font-family: Helvetica, Arial; font-size: 18px; color: #333333; font-weight:bold; }
.headingGray  	{ font-family: Helvetica, Arial; font-size: 18px; color: #989898; font-weight:bold; }
a:link 			{ color: #356198; text-decoration: none; }
a:visited 		{ text-decoration: none; color: #356198; }
a:hover 		{ text-decoration: none; color: #000000; }
a:active 		{ text-decoration: none; color: #356198; }
body 			{ margin-left: 0px; margin-top: 0px; margin-bottom: 0px; margin-right: 0px; background-color:#F6F5F4; }

hr 				{ border:0; border-top: 1px solid #989898; height: 0; background: #989898; }
.bullet			{ height: 3px; width: 3px; vertical-align: middle; padding-top: 3px; }